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Texas borrowers are now able to complete re-financing as rate and term transactions even after obtaining a Texas home equity loan Now called Texas (a)(4) This is a huge advantage for folks trying to obtain a lower interest rate, because cash out loans typically do have a higher interest rate than a rate and term refinance
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Fixed-Rate Loan Option at account opening: You may convert a withdrawal from your home equity line of credit (HELOC) account into a Fixed-Rate Loan Option, resulting in fixed monthly payments at a fixed interest rate. The minimum HELOC amount that can be converted at account opening into a Fixed-Rate Loan Option is $15,000 and the maximum.
Home Loans In Robstown, Texas If you are buying a home in Robstown that needs minor or major upgrades, an FHA 203k Loan is one of many Texas rehab loan programs that includes funding for home renovation costs in the original loan amount, at the time of purchase.