- – FHA Loans. FHA loans help first-time buyers purchase homes by offering government insured loans with more lenient qualifying guidelines such as lower down payment requirements. If you qualify for an FHA loan, you may be able to put as little as 3.5% down*, as well as use gift funds to pay for the reduced down payment amount.
First-Time Homebuyer Mortgage Program – This program applies to homes to be used as a primary residence in any New Jersey county. Does your income and the home’s purchase price fall within the required income and purchase price limits? income limits are determined by the area of purchase as well as family size, but may not exceed 140%.
Mortgage Tips For Home Buyers Veritas Funding – Mortgage Tips for First Homebuyers | KUTV – They tell us the different First time home buyer programs available and how someone can purchase a home with little to no down payment. You may also be wondering, is a monthly mortgage payment.