15 Year Mortgage Interest Rates Today

Compare today?s mortgage and refinance rates from Citi.com. View current mortgage rates on 30 year and 15 year fixed mortgages. Get a customized rate and see more loan options.

15 Year Mortage Rate Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

A 15 year fixed mortgage is often the first choice for first-time home buyers or those looking to refinance their existing mortgage. Options for a 15 year fixed include: Purchase and refinance; Government insured (FHA, VA, usda) conventional (fannie mae, Freddie Mac) Take a look at mortgage rates today and contact a loan officer to see if a 15.

The average mortgage interest rates remained relatively flat with subtle movements across three main loan types – 30-year fixed rose slightly (3.55% to 3.6%) as did 15-year fixed (3.03% to 3.06%), while 5/1 arm dropped (3.32% to 3.31%). Weekly Rate Recap Mortgage Rates Today

Should you refinance from a 30. lower interest rate and a shorter repayment term, you’ll pay much less interest over time. Still, that’s not the only factor to consider when deciding whether to.

Find information and rates for 15, 20 and 30-year fixed-rate mortgages from Bank of America. With a fixed-rate mortgage, your monthly payment stays the same for the entire loan term. Find information and rates for 15, 20 and 30-year fixed-rate mortgages from Bank of America.

With a short loan term and lower interest rate, a 15-year fixed-rate mortgage or 20-year fixed-rate mortgage can help you pay off your home faster and build equity more quickly, although your monthly payments will be higher than with a 30-year loan. The 15- and 20-year fixed-rate mortgages are especially popular for refinancing.

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

Conforming 15-year FRMs also rose by three basis points, lifting the popular mortgage for mortgage refinancing to 3.06%. The initial fixed rate for a conforming hybrid 5/1 arm was essentially unchanged, with a slide of one one-hundredth of a percentage point leaving the offered rate at 3.31% at the end of the survey period.

Average 15-year mortgage rates. Here are the current average 15- year mortgage rates in each state. Average 15-year fixed mortgage rates tend to be lower than rates for 30-year home loans. While this does mean less money spent on interest, the monthly payments on a 15-year loan are consistently higher in all states.

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